More Payments tools →74 free dev tools →
HaiPay provides a local-first payment infrastructure letting global digital businesses accept cards, local payments, subscriptions and payouts via one integration.
- for
- Digital businesses needing unified global and local payment processing
- pricing
- paid
Key features
- 150+ Local Payment Methods — Connect to e-wallets, bank transfers and QR rails across APAC, LATAM, Europe and MENA.
- Global Card Acquiring — Accept Visa, Mastercard, Amex, JCB and UnionPay with smart routing and adaptive 3DS 2.0.
- Subscription Billing — Automate recurring billing, free trials and smart retries for SaaS revenue.
- Mass Payouts — Batch disbursements to creators, partners and suppliers with up to 98% delivery success.
- Multi-Currency Wallet — Hold and settle funds in USD, EUR, CNY, GBP and many other currencies.
- Virtual Card Issuing — Issue USD virtual cards for ad spend, AI tools and API workflows.
Use cases
- E-commerce sites selling globally need one checkout for cards and local e-wallets
- SaaS platforms can automate recurring subscriptions and usage-based billing
- Marketplaces can mass-payout creators in multiple currencies
- Fintech apps can issue virtual cards for internal spend
HaiPay vs alternatives
HaiPay | Polar | Lemon Squeezy | Paddle | ||
|---|---|---|---|---|---|
| Best for | Unified global-local payment gateway | API-first global payments | Self-hosted billing | SaaS payments with tax compliance | Merchant-of-record SaaS payments |
| Pricing | Paid | Subscription | Subscription | Subscription | Subscription |
| DevHunt upvotes | 1 | 0 | 0 | 0 | 0 |
| Launched | Nov 2026 | — | — | — | — |
- HaiPay vs Stripe: Stripe is a global payment gateway focused on API-first integration, while HaiPay adds extensive local payment method coverage and a multi-currency wallet.
- HaiPay vs Polar: Polar is an open-source billing solution you host yourself; HaiPay is a hosted service with built-in local acquiring and payouts.
- HaiPay vs Lemon Squeezy: Lemon Squeezy targets SaaS creators with tax handling and storefront features, whereas HaiPay emphasizes enterprise-grade acquiring and mass payouts.
- HaiPay vs Paddle: Paddle acts as a merchant of record handling tax and compliance, while HaiPay provides the payment infrastructure without acting as merchant of record.
HaiPay FAQ
What card rates does HaiPay charge?+
US-issued cards start at 2.5% + $0.30 per transaction; cards issued outside the US start at 4.0% + $0.30, with a +1.5% non-US surcharge.
Are there any setup or monthly fees?+
HaiPay charges $0 setup fee, $0 annual fee and has no minimum monthly billing.
Can I choose between blended and IC++ pricing?+
Yes, HaiPay offers both blended pricing for simplicity and Interchange-plus (IC++) pricing for detailed cost visibility.
What local payment methods are supported?+
Over 150 methods including QRIS, UPI, Pix, MoMo, Alipay HK, WeChat Pay, PayNow, SEPA, and many regional e-wallets.
How are refunds and disputes handled?+
Processed refunds cost $0.30 each; disputes incur a $20 fee per case.
Summarized by DevHunt from haipay.net · Nov 3, 2026. Details may change; check the official site.

HaiPay
Polar
Lemon Squeezy
Paddle



