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HaiPay vs Polar
Polar is an open-source billing solution you host yourself; HaiPay is a hosted service with built-in local acquiring and payouts.
HaiPayLocal-first payment infrastructure for global digital businesses
PolarOpen-source payments and billing for developersWhich to pick
Pick HaiPay if you want…
- Unified global-local payment gateway
Pick Polar if you want…
- Merchant of record for AI-driven services
- Self-hosted billing
- A free plan to start with (Starter)
- Open-source code (polarsource/polar on GitHub, Apache-2.0 license)
Side by side
- What it is
- HaiPay:HaiPay provides a local-first payment infrastructure letting global digital businesses accept cards, local payments, subscriptions and payouts via one integration.
- Polar:Polar provides open-source payments, subscriptions, and usage-based billing with global tax handling for developers.
- Best for
- HaiPay:Unified global-local payment gateway
- Polar:Merchant of record for AI-driven services
- Who it’s for
- HaiPay:Digital businesses needing unified global and local payment processing
- Polar:Developers building AI-era SaaS and API products that need integrated billing.
- Pricing
- HaiPay:Paid
- Polar:Freemium
- Plans
- HaiPay:—
- Polar:Starter Free
- Open source
- HaiPay:—
- Polar:Yes, 10,300 GitHub stars
HaiPay features
- 150+ Local Payment Methods. Connect to e-wallets, bank transfers and QR rails across APAC, LATAM, Europe and MENA.
- Global Card Acquiring. Accept Visa, Mastercard, Amex, JCB and UnionPay with smart routing and adaptive 3DS 2.0.
- Subscription Billing. Automate recurring billing, free trials and smart retries for SaaS revenue.
- Mass Payouts. Batch disbursements to creators, partners and suppliers with up to 98% delivery success.
- Multi-Currency Wallet. Hold and settle funds in USD, EUR, CNY, GBP and many other currencies.
- Virtual Card Issuing. Issue USD virtual cards for ad spend, AI tools and API workflows.
Polar features
- Usage Billing. Meter tokens, API calls, compute and storage in real time and bill automatically.
- Subscriptions. Recurring plans with trials, upgrades and proration built in.
- Credits. Prepaid balances that draw down with usage and can be topped up automatically.
- Hosted Checkout. One-click checkout with localized currencies and sales tax included.
- Payouts. Revenue settles to your bank on your schedule with tax remitted.
- Risk & Fraud Management. Handles refunds, chargebacks, and fraud analysis as merchant of record.
HaiPay vs Polar FAQ
Is HaiPay or Polar free?+
HaiPay is paid. Polar has a free plan (Starter) and paid plans.
Is HaiPay or Polar open source?+
Polar is open source (polarsource/polar on GitHub, Apache-2.0 license). DevHunt has no public source repository on record for HaiPay.
On DevHunt
Based on each tool's website and DevHunt data. Details may change; check the official sites.