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HaiPay vs Stripe

Stripe is a global payment gateway focused on API-first integration, while HaiPay adds extensive local payment method coverage and a multi-currency wallet.

Which to pick

Pick HaiPay if you want…

  • Unified global-local payment gateway

Pick Stripe if you want…

  • Comprehensive payments and billing infrastructure
  • API-first global payments

Side by side

What it is
HaiPay:HaiPay provides a local-first payment infrastructure letting global digital businesses accept cards, local payments, subscriptions and payouts via one integration.
Stripe:Stripe provides a payments platform for businesses to accept payments, manage billing, and move money globally.
Best for
HaiPay:Unified global-local payment gateway
Stripe:Comprehensive payments and billing infrastructure
Who it’s for
HaiPay:Digital businesses needing unified global and local payment processing
Stripe:Businesses of any size needing online, in-person or subscription payments
Pricing
HaiPay:Paid
Stripe:Paid
Plans
HaiPay:—
Stripe:Standard 2.9% + 30¢ per successful tran
Works with
HaiPay:—
Stripe:iOS, Android, Stripe Checkout

HaiPay features

  • 150+ Local Payment Methods. Connect to e-wallets, bank transfers and QR rails across APAC, LATAM, Europe and MENA.
  • Global Card Acquiring. Accept Visa, Mastercard, Amex, JCB and UnionPay with smart routing and adaptive 3DS 2.0.
  • Subscription Billing. Automate recurring billing, free trials and smart retries for SaaS revenue.
  • Mass Payouts. Batch disbursements to creators, partners and suppliers with up to 98% delivery success.
  • Multi-Currency Wallet. Hold and settle funds in USD, EUR, CNY, GBP and many other currencies.
  • Virtual Card Issuing. Issue USD virtual cards for ad spend, AI tools and API workflows.

Stripe features

  • Global payment acceptance. Supports 135+ currencies and payment methods for online and in-person transactions.
  • Subscription billing. Handles recurring billing, usage-based pricing and automated invoicing.
  • Embedded finance. Offers card issuing, stablecoin payments and embedded financial services for platforms.
  • Fraud and risk tools. AI-powered Radar fraud protection and dispute management.
  • Developer-friendly APIs. Pre-built UI components and APIs to integrate payments quickly.
  • Instant payouts. Provides instant payouts via debit card or bank account for a fee.

HaiPay vs Stripe FAQ

Is HaiPay or Stripe free?+

No, both are paid and neither has a free plan.

On DevHunt

HaiPay

1 upvote · Launching on DevHunt on Nov 10, 2026

Based on each tool's website and DevHunt data. Details may change; check the official sites.