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Zorgverzekering.chat

Zorgverzekering.chat

Zorgverzekering vergelijken 2026 op jaarlijkse kosten

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  • Jan-Willem Bobbink[maker]· 12h ago

    In the first five minutes you can compare the total annual cost of any Dutch health insurance for 2026. I built this tool to calculate the full yearly expense—premium, mandatory deductible and out‑of‑pocket care—using source data from insurers and without any commission bias. Let me know what works and what could be improved 😊

Vergelijk alle zorgverzekeringen van 2026 op wat ze je per jaar echt kosten: premie, eigen risico en zorg die je zelf betaalt. Met bronnen, zonder advies. Alle polissen doorgerekend: premie, eigen risico en zorg die je zelf betaalt. Overstappen kan weer vanaf de bekendmaking van de premies voor 2027. Jaarlijkse kosten=premie basisverzekering+premie aanvullend−collectiviteitskorting+verwacht eigen risico+wettelijke eigen bijdragen+wat je aanvullende pakket niet vergoedt.

74 free dev tools →

  • Comparison site for Dutch health insurance with annual cost breakdown
  • MCP server provides live data to AI assistants (ChatGPT, Claude, etc.)
  • Human‑reviewed data from 607 insurer documents
  • Deterministic, version‑controlled TypeScript engine with golden tests
  • Stateless Cloudflare Worker API for AI tools

Zorgverzekering.chat compares Dutch health insurance policies by calculating total annual costs including premiums, deductibles and out-of-pocket care.

for
Dutch residents looking to choose or switch health insurance for 2026-2027.
pricing
free
works withChatGPTClaudeCursorVS CodeGemini CLIREST API

Key features

6 features of Zorgverzekering.chat
  • Total annual cost calculation — Computes yearly expense as premium + supplemental premium – discounts + expected deductible + statutory contributions + uncovered care.
  • Source-backed numbers — Shows every figure with a source from insurers or government data.
  • Multiple sorting options — Sort results by premium, total cost, care choice or customer rating via UI or API.
  • AI-assistant integration — Provides answers through ChatGPT, Claude, Cursor, VS Code, Gemini CLI and a REST API.
  • Filter by personal data — Input birth year, voluntary deductible and expected care to tailor results.
  • No paid placements — All listings are unbiased; ordering is not influenced by payments.

Use cases

  • Compare all Dutch health insurers to find the cheapest policy for 2026.
  • Integrate cost data into a custom chatbot that answers insurance questions.
  • Use the API to embed yearly cost calculations in a personal finance app.

Zorgverzekering.chat FAQ

How are the yearly costs calculated?+

They are the sum of the base premium, supplemental premium, minus any collective discount, plus the expected deductible, statutory contributions and costs not covered by the supplemental package.

Are the results influenced by payments from insurers?+

No, there are no paid placements and the ordering is not affected by any compensation.

Can I sort the results by criteria other than cost?+

Yes, you can sort by premium, care choice or customer rating via the website or the MCP API.

What sources are used for the numbers?+

Each figure is linked to a source such as the Dutch government, insurer premium overviews or official treatment tariffs.

Is there a free trial or paid plan?+

The service is offered for free with no paid tiers mentioned.

Summarized by DevHunt from zorgverzekering.chat · Nov 9, 2026. Details may change; check the official site.