Rat Race is a gamified wealth tracker that turns net-worth numbers into projected goal dates and progress leagues.
- for
- Individuals wanting to visualize financial goals without bank integrations.
- pricing
- free
Key features
- Goal unlocks — Pick 1–3 financial milestones and see them as unlock cards with dates.
- Rough net-worth entry — Start with a single estimated net-worth number, no bank logins required.
- Projected dates & leagues — View your league, progress percentage, and estimated dates for each goal.
- Streaks & badges — Weekly check-ins earn streaks and badges to keep motivation high.
- Ambient multiplayer — Leaderboards compare % progress toward personal goals while keeping balances private.
- Privacy-first design — Raw balances are never shared; data stays private and is not sold.
Use cases
- Track progress toward buying a home.
- Plan a sabbatical by projecting net-worth milestones.
- Aim for generational wealth with long-term goal dates.
- Monitor debt payoff timelines.
- Maintain weekly financial habit streaks.
Rat Race FAQ
What is Rat Race?+
Rat Race is a gamified wealth tracker where you set 1–3 goals, enter a rough net-worth number, and see your league, progress, and projected dates.
When does it launch?+
The app is currently in validation (V0); launch date is TBD and will be announced to waitlist members.
Is my data private and safe?+
Yes, raw balances are never shown to others; comparisons use percentages and the data will not be sold.
Is this financial advice?+
No, Rat Race only tracks and projects dates; it does not give investment or financial advice.
Do I have to connect my bank accounts?+
No, the app works with manual entry of a single net-worth estimate, and bank connections are not required.
How much will it cost?+
Pricing is TBD; manual tracking will remain free and any paid features will be optional.
Summarized by DevHunt from theratrace.app · Oct 1, 2026. Details may change; check the official site.











