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>log in to commentGetting access to GPT, Claude, Gemini etc. usually means dealing with foreign cards and USD pricing. We built AICredits to let Indian developers use a single OpenAI‑compatible API, pay in rupees via UPI, and manage spend per key. It’s a prepaid wallet with transparent per‑model rates and team sharing. Would love your thoughts!
More AI tools →74 free dev tools →
- One API key, paid in rupees
- OpenAI‑compatible API gateway
- Access 400+ LLMs with INR pricing
- UPI/Razorpay billing, no international card needed
- Set per‑key budget caps and rate limits
AICredits provides a single OpenAI-compatible API endpoint to access 400+ LLM models billed in Indian rupees via a prepaid wallet.
- for
- Developers in India needing low-cost LLM access without international cards
- pricing
- freemium
Key features
- Unified endpoint — One API key and base URL give access to models from OpenAI, Anthropic, Google, DeepSeek, Mistral and others.
- Rupee billing via UPI — Top up a prepaid wallet from ₹50 using UPI, net banking or cards; no top-up fees.
- Per-key spend controls — Set budget caps and rate limits per API key to prevent overspend.
- GST invoicing — Every wallet top-up includes GST and an invoice for accounting.
- Automatic failover — Failed calls are retried on the next available provider route.
- Team sharing — One wallet can generate multiple keys for teammates with individual spend caps.
Use cases
- Build a chatbot using Claude or Gemini without needing separate provider accounts
- Run batch inference on GPT-5 models while tracking spend in rupees
- Provide LLM access to students or interns with per-user budget limits
- Integrate multiple LLM providers in a SaaS product via a single endpoint
AICredits vs alternatives
 AICredits |  OpenRouter | |
|---|---|---|
| Best for | One-endpoint multi-model API paid in rupees | One API for hundreds of AI models |
| Pricing | Freemium | Subscription |
| DevHunt upvotes | 1 | 0 |
| Launched | Nov 2026 | — |
- AICredits vs OpenRouter: Offers a similar multi-model endpoint but bills in USD and requires international cards
AICredits FAQ
How do I pay for API usage?+
Top up the wallet with ₹50 minimum via UPI, net banking or card; usage is deducted per token in rupees.
Do I need an international credit card?+
No, payments are domestic through Razorpay using UPI, net banking or debit cards.
Can I limit spending per project?+
Yes, you can set a budget and rate limit on each API key.
What logs are kept?+
Request and response logs are stored for 7 days then deleted.
Is there a free tier?+
Creating an account is free, but you must top up the wallet (minimum ₹50) to use the API.
Summarized by DevHunt from aicredits.in · Nov 13, 2026. Details may change; check the official site.
