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Xero vs Zoho Books
Xero offers comparable cloud accounting with a focus on multi-currency and third-party app ecosystem.
Short answer: Pick Xero if you want all-in-one cloud accounting; pick Zoho Books if you want comprehensive cloud accounting. Xero has a free plan; Zoho Books has a free plan, paid from $20/month.
Which to pick
Pick Xero if you want…
- All-in-one cloud accounting
- Multi-currency cloud accounting
Pick Zoho Books if you want…
- Comprehensive cloud accounting
Side by side
- What it is
- Xero:Xero is online accounting software that connects banks, accountants, and business apps to manage finances.
- Zoho Books:Zoho Books is an online accounting platform that handles invoicing, payments, banking, tax, reports and inventory for small businesses.
- Best for
- Xero:All-in-one cloud accounting
- Zoho Books:Comprehensive cloud accounting
- Who it’s for
- Xero:Small to medium businesses needing accounting, invoicing, payroll, and cash-flow tools.
- Zoho Books:Small businesses, freelancers and accountants needing cloud accounting
- Pricing
- Xero:Freemium
- Zoho Books:Freemium
- Starting price
- Xero:—
- Zoho Books:$20/month (Standard)
- Free plan or trial
- Xero:Free trial
- Zoho Books:Free plan (Free) · Free trial
- Plans
- Xero:—
- Zoho Books:Free $0 · Standard $20 per month · Professional $50 per month · Premium $70 per month · Elite $150 per month
Xero features
- Smart Document Capture. Automatically pulls bills and receipts into Xero for organized records.
- Real-time cash-flow insights. Provides live reports and forecasts to help manage cash flow.
- Invoicing & payments. Create, send, and accept online invoice payments with ACH included.
- Bank reconciliation. Auto-reconcile bank transactions to keep books up to date.
- Payroll integration. Xero Payroll powered by Gusto handles payroll taxes and compliance.
- Performance dashboards. Customizable dashboards and health scorecards for financial analytics.
Zoho Books features
- Invoicing & Payments. Create professional invoices, set up online payment links and automate payment reminders.
- Expense & Bill Management. Track expenses, manage vendor bills and automate recurring expenses.
- Inventory Control. Monitor stock levels, set reorder alerts and manage multi-currency inventory.
- Project Billing. Allocate tasks, track project profitability and bill clients accurately.
- AI-powered Insights. Ask plain-English questions, detect anomalies and automate collections.
- Multi-device Sync. Access and edit data from web, iOS, Android and desktop with real-time sync.
Xero vs Zoho Books FAQ
What is the difference between Xero and Zoho Books?+
Xero offers comparable cloud accounting with a focus on multi-currency and third-party app ecosystem.
Should I use Xero or Zoho Books?+
Pick Xero if you want all-in-one cloud accounting or multi-currency cloud accounting. Pick Zoho Books if you want comprehensive cloud accounting.
Is Xero or Zoho Books free?+
Xero has a free plan and paid plans. Zoho Books has a free plan; paid plans start at $20/month (Standard).
On DevHunt
Based on each tool's website and DevHunt data. Details may change; check the official sites.