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Expensify vs Ramp
Short answer: Pick Expensify if you want comprehensive spend and receipt automation; pick Ramp if you want all-in-one spend management with AI agents. Expensify has a free plan, paid from $5/month per user; Ramp has a free plan, paid from $15/month per user.
Which to pick
Pick Expensify if you want…
- Comprehensive spend and receipt automation
- The lower starting price: $5/month per user against $15/month per user
- Integrations with QuickBooks, Gusto or Uber (on Expensify's list, not Ramp's)
Pick Ramp if you want…
- All-in-one spend management with AI agents
- Corporate cards + expense tracking
- Integrations with QuickBooks Online, Acumatica or Microsoft Dynamics 365 Business Central (on Ramp's list, not Expensify's)
Side by side
- What it is
- Expensify:Expensify is an all-in-one expense management platform that automates receipt capture, approvals, reimbursements and integrates with accounting systems.
- Ramp:Ramp is an AI-powered platform that combines corporate cards, expense management, accounts payable and banking into a single spend-management solution.
- Best for
- Expensify:Comprehensive spend and receipt automation
- Ramp:All-in-one spend management with AI agents
- Who it’s for
- Expensify:Businesses of any size that need to track receipts, manage spend and reimburse employees.
- Ramp:Finance teams and businesses that need unified corporate card and expense automation.
- Pricing
- Expensify:Freemium
- Ramp:Freemium
- Starting price
- Expensify:$5/month per user (Collect)
- Ramp:$15/month per user (Plus)
- Free plan or trial
- Expensify:Free plan (Submit) · Free trial
- Ramp:Free plan (Free) · Free trial
- Plans
- Expensify:Submit Free · Collect $5 per member/month per month · Control Custom pricing as low as $9 pe per month
- Ramp:Free $0/mo/user · Plus $15/mo/user per month
- Works with
- Expensify:QuickBooks, Xero, NetSuite, Sage Intacct, Workday, Gusto, Uber, Lyft
- Ramp:QuickBooks Online, Xero, NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365 Business Central, Workday, Oracle Fusion Cloud
Expensify features
- Smart receipt scanning. Snap a photo or forward emails and AI extracts receipt data automatically.
- Expense reports & approvals. Create, submit and approve expense reports with policy checks in seconds.
- Corporate & virtual cards. Link existing cards or issue virtual/Expensify cards with cash-back and limits.
- Travel booking & reimbursement. Book flights, hotels, cars in-app and sync travel spend to expenses.
- Accounting sync. Two-way sync of expenses and reimbursements with QuickBooks, Xero, NetSuite and more.
- AI-driven automation. Concierge AI categorizes expenses, flags policy violations and suggests rules.
Ramp features
- AI-driven receipt capture. Automatically collects, matches and codes receipts using OCR and AI.
- Corporate card controls. Issue unlimited physical/virtual cards with role-based limits and auto-lock on policy violations.
- Automated AP workflow. Extracts invoice data, runs fraud checks and processes batch payments with AI recommendations.
- Travel & expense booking. Book flights, hotels and cars and submit expenses via SMS or Slack.
- Multi-entity accounting automation. Supports NetSuite, Sage Intacct, Workday and other ERPs with AI field coding.
Expensify vs Ramp FAQ
What is the difference between Expensify and Ramp?+
Ramp focuses on corporate cards and bill pay, while Expensify adds full receipt scanning and travel booking.
Should I use Expensify or Ramp?+
Pick Expensify if you want comprehensive spend and receipt automation, the lower starting price: $5/month per user against $15/month per user or integrations with QuickBooks, Gusto or Uber (on Expensify's list, not Ramp's). Pick Ramp if you want all-in-one spend management with AI agents, corporate cards + expense tracking or integrations with QuickBooks Online, Acumatica or Microsoft Dynamics 365 Business Central (on Ramp's list, not Expensify's).
Is Expensify or Ramp free?+
Expensify has a free plan (Submit); paid plans start at $5/month per user (Collect). Ramp has a free plan; paid plans start at $15/month per user (Plus).
Which is cheaper, Expensify or Ramp?+
Expensify is cheaper to start with: Expensify's Collect plan ($5/month per user) against Ramp's Plus plan ($15/month per user).
Do Expensify and Ramp integrate with the same tools?+
Partly. Both list Xero, NetSuite, Sage Intacct and Workday. Expensify also lists QuickBooks, Gusto, Uber and Lyft; Ramp also lists QuickBooks Online, Acumatica, Microsoft Dynamics 365 Business Central and Oracle Fusion Cloud.
On DevHunt
Based on each tool's website and DevHunt data. Details may change; check the official sites.