BlinkMoney | India's Liquid Investment App

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Subscription381 impressionslaunches Sep 12

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Single place to save, invest, and grow your money in high-yield funds while accessing liquidity immediately at the lowest interest rates by borrowing against your investments. 1) Daily or monthly Auto-SIPs in stocks, fixed deposits, and gold, targeting around 15% p.a. blended historical returns. 2) Access instant liquidity and cash for emergencies or purchases at low interest rates through loans against mutual funds, starting from 9.99% p.a. (~0.87% per month), without salary slips or credit-score checks. 3) Best alternate to selling investments – avoid taxes, exit loads, and missed gains. Can lead to higher savings even after paying interest.* 4) Best alternate to investments in liquid mutual funds – invest in high-yield funds and borrow for emergencies when needed. 5) Best alternate to keeping large emergency cash reserves – invest in high-yield funds, lower dependency on emergency cash, and potentially earn higher returns. * Check the BlinkMoney website for actual savings examples and calculations. ** Processing fees, late fees, and other applicable charges may attract taxes.

BlinkMoney is an Indian app that lets you invest daily in diversified funds and borrow instantly against those investments at low rates.

for: Indian savers, freelancers, and investors seeking liquid, high-yield investments.
pricing: freemium

Key features

6 features of BlinkMoney | India's Liquid Investment App

Daily auto-SIP — Invest as little as ₹21 per day across stocks, FD, gold and more with automatic compounding.
Instant loan against investments — Borrow up to 80% LTV at 9.99% p.a. without credit-score checks, keeping your portfolio invested.
Expert-managed portfolios — Professional fund managers allocate across five asset classes for you.
Zero lock-in — Withdraw cash or pause your SIP anytime with no penalties.
Fully digital onboarding — Complete KYC in minutes via PAN and Aadhaar, no branch visits.
Low entry barrier — Start investing with no lump-sum, just a daily amount.

Use cases

Earn ~15% p.a. returns on a diversified daily SIP while keeping funds liquid
Get emergency cash in minutes by pledging your mutual fund portfolio
Freelancers can smooth irregular income by setting flexible daily investment amounts